Over the weekend major changes took place affecting the mortgage business and home buying process.  These government issued changes aim to simplify the mortgage process and better inform and protect the consumer. Without getting too technical, as a consumer here’s what you should be aware of:
-Changes effect anyone who applies to obtain

September, 2015 brought 9,396 new property listings to the greater Phoenix area, up from 8,837 listings last month in August.  The amount of properties sold in September was just 100 properties shy of the 7,088 that were sold in August.  Statistically, the August and September numbers fall into line with